Water can be one of the most destructive elements when it comes to your home's structural stability. When water penetrates your home's roof via a leak, serious damage can occur. Repairing a roof leak can be a costly endeavor, so most home owners file a claim with their homeowners insurance company to help offset the cost of these repairs.
There are many factors that can affect the amount of money you will be eligible for when filing for roof leaks insurance claims.
Whether you have a painting, sculpture, or an old set of china, you should have valuable items appraised regularly. This way, you'll know what your items are worth. However, you may want to have different evaluation methods done with each appraisal. Which method you have done should be dependent upon what is going on at the time and what your plans are for the item before the next appraisal. Here is some information to help you understand the different methods and which you should use.